TopFico carefully analyzes the credit report received from the bureaus and thoroughly reviews it to detect errors or incorrect items. Our specialist review will spot all mistakes, including;
FICO professionals will file the dispute with concrete evidence. The service will also include drafting letters outlining all inaccurate information and sending them out. Once it's done, follow-ups will be made to ensure that the agency or creditor responds on time.
Services also include counselling clients on maintaining a satisfactory credit score and developing better habits. In the future, the client can also learn;
Set goals like paying off debt faster, boosting your credit score, or saving money.
We can help you opt out of pre-approved credit offers and marketing emails.
You’ll be notified whenever there are changes to your credit report, good or bad.
At TopFico, we know how frustrating it can be when your credit report doesn't accurately reflect your financial story. Our experienced team of lawyers works behind the scenes to challenge any inaccuracies and ensure your credit report is as clean as possible.
We try to simplify things so you won’t be hit with surprise fees. Here’s the breakdown:
If you cancel during a billing cycle, you’ll only be charged for what’s already been done. For example, if your billing date is the 1st and you cancel on the 15th, you’ll only be charged for half the month.
If a payment doesn’t go through, a late fee might be added—this could range from $4.95 to $19.95, depending on your plan.
If you cancel mid-cycle, you’ll only be charged for the work done until the day you cancel.
Understand your credit report and receive updates on how you can improve it. We work according to the client’s credit profile and financial goals to ensure a complete, personalized approach to credit restoration.
Our firm provides the best strategies to address your financial situation, fight for your rights, and be a cooperative partner in this financial journey.
Top Fico delivers tailored strategies designed to repair and boost your credit score, empowering you to regain control of your financial future. We fight to remove negative marks, protect your financial rights, and work alongside you as a committed partner every step of the way. Let us help you unlock opportunities and pave the path to financial freedom with expert care and proven results.
We’ve got a special offer just for you! For a limited time, you can enjoy an extra 20% off your first month of our credit repair subscription.
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