We work to dispute items based FCRA laws to protect consumers.
Financial Management Services

Is your bad credit score a hurdle in getting a mortgage, auto, or other loans? Our expert team takes action quickly, delivering results you can count on, leading to lasting improvements in your credit score!

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Achieve Financial Goals

Our guidance helps you gain financial stability for life.

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Empowering Individuals

Don’t feel hopeless, as our services solve your problems hassle-free.

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Tailored Legal Support

We provide top-notch solutions for all sorts of bad credit score issues. Our approach is effective yet simple and transparent.

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Fico Professionals & Credit Repair

Legal experts at TOP FICO will carefully and deeply analyze your credit report and offer the best strategies to remove inaccuracies.

Limited Time Offer - Save Additional 20% Off & Repair Your Credit Score!
Our Services
Real Efficient Results

Our company helps you on the path to financial freedom and resolves all sorts of disputes and challenges you face. You can learn how to manage your scores and build a solid foundation with us.

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Debt Management

Our debt management plans consolidate and decrease your debt and improve your credit utilization.

Debt Management

Our debt management plans consolidate and decrease your debt and improve your credit utilization.

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Credit Building

With our advice and resources, you can establish and strengthen your credit. Our assistance is available to those with healthy credit habits who use tools like secured credit cards and credit-builder loans.

Credit Building

With our advice and resources, you can establish and strengthen your credit. Our assistance is available to those with healthy credit habits who use tools like secured credit cards and credit-builder loans.

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Credit Monitoring

Real-time credit monitoring services monitor your credit report for changes, allowing us to act quickly if any suspicious activity occurs.

Credit Monitoring

Real-time credit monitoring services monitor your credit report for changes, allowing us to act quickly if any suspicious activity occurs.

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Don’t Suffer From The Mishaps Of Credit Bureaus

Our firm is the best out there, as our attorneys ensure compliance and work with full dedication to resolve all mishaps. The credit bureaus can make minor mistakes; however, these minor mistakes could hurt your credit report. Let’s not let that happen and consult with us.

The Steps of
Credit Repairing
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01

Get Your Credit Report

Contact the credit bureaus, Equifax, Experian, and TransUnion, as soon as possible, and carefully review the information.

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Review & Identify Wrong Information

Gather all the inaccurate info on the report needed to build a strong case.

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File Dispute With The Bureau

In this process, we provide the best ways to file the dispute.

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Provide You With Personalized Guidance

We provide tailored support throughout the credit repair process to help you achieve your financial goals.

Since 1999
Experienced & Cooperative Team

The TOP FICO team has been providing expert credit repair services for 25 years, since 1999. We are proactive, consistent, and ensure 100% efficiency. Our team collaborates with you to improve your credit score using smart, proven strategies. Equipped with compliance knowledge and technical expertise, we are here to help you achieve your financial dreams.

Incredibly
Effective Case Studies
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Testimonials
Clients' Experience

Chloe Savannah

I looked forward to applying for a mortgage, but my credit score was poor. Top Fico guided me towards improving it and worked on how to do so. This is a must-try service!

Ethan Sebastian

Highly recommended firm. I got a loan for my daughter’s education with my improved credit score.

Don’t miss the chance to boost your Credit! Sign Up Now and Get a Free Consultation Plus 20% Off on your First Service!

Find Out Our
Core Features
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Custom Credit Repair Action Plans

We work according to the client’s credit profile and financial goals to ensure a complete, personalized approach to credit restoration.

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Negotiation With Creditors

We negotiate with creditors to settle debts, remove negative items, or get more favorable payments for our clients.

Expert Help
October 10, 2024

Expert Help

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POSTED BY

Bryan Berger

Common Negative Items
October 10, 2024

Common Negative Items

Home Default

POSTED BY

Bryan Berger

All About Credit Score
October 10, 2024

All About Credit Score

Home Default

POSTED BY

Bryan Berger

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Additional 20% Off Your First Month!

We’ve got a special offer just for you! For a limited time, you can enjoy an extra 20% off your first month of our credit repair subscription.

Use Code

FICO20 FICO20 FICO20