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Founder’s Journey of the Resilience
From Farms to Financial Company
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Bryan Berger & Kathy Housley, the Founders of TOP FICO...

are determined to help people in financial management crises and not let them experience what they did in their own lives. Kathy is a dedicated individual committed to bringing the company to the top position in the industry. She aims to provide the best services to her clients and improve their financial standing with her experience and resilience.

Bryan’s life has been a rollercoaster of learning and inspiration. His entire childhood was spent in Nebraska raised on a farm. In his early youth, he faced some academic challenges; however, his father, a railroad engineer, influenced him to work hard and pursue education for better opportunities in the future.

Unfortunately, his father passed away due to non-Hodgkin's Lymphoma, and his mother rose to the occasion and dealt with all the difficulties of life to support her children. She worked as a nurse in McCook Community Hospital. He initially wanted to be in the Air Force flying jets, but some circumstances led him to another path.

He went on to pursue an Associate Bachelor of Science from McCook Community College followed by a graduation from the University of Nebraska at Kearney in pre-dental studies. This led him to face situations where he dealt with credit score issues and began understanding how everything worked. He then moved to Omaha, where he started a company named Omaha Prime Mortgage that helps others with house ownership. Yet again, the 2008 crisis made the business suffer big time, which became a moment of immense learning.

He further polished his knowledge and improved his skills for credit management with FICO Professionals and attorneys and, along with his partner, started TOP FICO, LLC. This relentless pursuit of struggle and excellence had imbedded a feeling of making a significant impact in other people's lives so that they don't go through the same thing he did.

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Making What’s Possible in The Financial World

Bryan Berger & Kathy Housley

Credit Repair
Services We Offer
About Us

Credit Report Analysis

TopFico carefully analyzes the credit report received from the bureaus and thoroughly reviews it to detect errors or incorrect items.

Credit Monitoring

Services also include counselling clients on maintaining a satisfactory credit score and developing better habits.

  • Detect credit errors himself
  • Report them to the agencies
  • Not letting bad score affect your life

Dispute Filing

FICO professionals will file the dispute with concrete evidence. Once it's done, follow-ups will be made to ensure that the agency or creditor responds on time.

About Us
Credit Repair

Debt Management Tools

You can set goals like paying off debt faster, boosting your credit score, or saving money, and our tools will help prioritize which debts to tackle first.

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Credit Repair

Cut Down on Junk Mail

We can help you opt out of pre-approved credit offers and marketing emails.

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Credit Repair

Real-Time Alerts

You’ll be notified whenever there are changes to your credit report, good or bad.

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Start Now, Pay Later!
7-Day Free Trial

Subscribe our credit repair plan right now and get a 7-day free trial you can cancel anytime. Improve your credit score now!

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Additional 20% Off Your First Month!

We’ve got a special offer just for you! For a limited time, you can enjoy an extra 20% off your first month of our credit repair subscription.

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